Head of Credit Risk Analysis (Full Time Bank Job) – Equity Bank Uganda

• Job Listing: Head of Credit Risk Analysis at Equity Bank Uganda

Position: Head of Credit Risk Analysis
Type: Full-time
Location: Kampala, Uganda
Application Deadline: June 27, 2024

About Equity Bank Uganda: Equity Bank Uganda provides tailored banking, insurance, and investment services to meet the diverse needs of clients both domestically and in the diaspora. We aim to deliver comprehensive financial solutions under one roof.

Job Summary: This leadership role oversees the entire credit risk management framework for the organization. The position is responsible for defining risk appetite, developing and implementing risk assessments for new products, pricing new and existing products, setting credit strategy and lending decisions, building state-of-the-art scoring and decision models, managing the impairment provision process and developing IFRS9 models, ensuring regulatory compliance, and establishing a top-tier collections function.

Key Responsibilities:

• Oversee the credit risk management framework.
• Define the organization’s risk appetite.
• Develop and implement risk assessments for new products.
• Price new and existing products.
• Set credit strategy and lending decisions.
• Build and manage scoring and decision models.
• Oversee the impairment provision process and develop IFRS9 models.
• Ensure compliance with regulatory requirements.
• Build and run a best-in-class collections function.

Desired Knowledge, Skills & Abilities:

• Education: University degree in Economics, Statistics, Accountancy, Finance, or related field. A Master’s degree in a relevant field and professional qualification in credit risk management are added advantages.
• Experience: At least 8 years’ experience in a financial institution within the Credit function, with at least 5 years at a managerial level in Credit, Risk, Corporate lending, policy, credit analysis, and credit approval.
• Skills:
  • Strong mentoring and leadership skills.
  • Proficiency in statistical analysis, including regression and time series analyses.
  • Understanding of risk factors impacting credit quality of portfolios.
  • Strong quantitative credit risk modelling skills (PDs, LGDs, EADs, vintage analysis, migration matrices).
  • Knowledge of portfolio credit metrics (limits, expected and unexpected loss, capital allocation).
  • Ability to work well under pressure and engage with senior management.
  • Proficiency in data analysis, data modelling, and validation tools.

Work Hours: 8 hours per day
Experience in Months: 96 months (8 years)
Level of Education: Bachelor’s Degree

How to Apply: If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your job application cover letter along with a detailed resume, copies of the relevant certificates, and testimonials in a single PDF file format, quoting the respective Job title or Ref no. in the subject field to recruitment@equitybank.co.ug.

For more details, visit: Equity Bank Uganda Careers

Note: Only short-listed candidates will be contacted.

Industry: Banking