Credit and Investment Analyst- Salaam Bank Uganda

Job Title: Credit and Investment Analyst
Location: Kampala, Uganda
Line Manager: Senior Manager, Credit & Investment
Department: Credit and Investment
Job Grade: Manager

Job Description:
We are seeking a meticulous Credit and Investment Analyst to join our team. This role involves conducting extensive research, analysis, and compliance checks to facilitate the development, management, and implementation of Sharia-compliant financial products and services. The ideal candidate will possess a deep understanding of Islamic finance principles, robust analytical skills, and a steadfast commitment to ethical and religious standards.

Responsibilities:

1. Financial Analysis:
   • Conduct comprehensive financial analysis of potential investments, encompassing company financials, market trends, and industry dynamics.
   • Develop and maintain detailed financial models to evaluate investment opportunities and associated risks.
   • Interpret and analyze financial statements, income statements, balance sheets, and cash flow statements.
   • Assist in devising and structuring Sharia-compliant financial products and services, adapting existing offerings as necessary.
2. Investment Research:
   • Stay abreast of market developments and trends, including economic indicators, sector-specific news, and geopolitical events.
   • Perform due diligence on investment prospects, evaluating the competitive landscape, market conditions, and regulatory framework.
   • Identify and assess potential investment strategies, providing recommendations to the investment committee.
3. Portfolio Management:
   • Monitor and assess the performance of existing investments within the portfolio.
   • Present investment recommendations to senior management and clients.
   • Conduct ongoing research on Islamic finance principles and industry advancements.
   • Analyze and interpret Sharia-compliant financial structures and transactions.
4. Risk Assessment:
   • Evaluate and mitigate risks associated with various investment options.
   • Devise risk mitigation strategies and offer recommendations for effective risk management.
   • Assess risks related to Islamic financing activities and propose suitable mitigation measures.
   • Maintain accurate records of risk assessments and compliance endeavors.
5. Reporting and Documentation:
   • Prepare investment reports and deliver findings to senior management and clients.
   • Maintain precise and up-to-date records of investment decisions and strategies.
   • Draft and review documentation for Islamic financing transactions.
   • Conduct due diligence on potential clients and investment opportunities to ensure Sharia compliance.
   • Produce reports on the performance and compliance of Islamic financing activities.
6. Compliance:
   • Ensure adherence to Sharia principles and guidelines across all financial products, services, and transactions.
   • Collaborate with the Sharia board or advisors to uphold and update the bank’s compliance standards.
   • Guarantee compliance of all investment activities with regulatory mandates and organizational policies.
   • Stay informed about alterations in investment regulations and ensure compliance.

Qualifications:

• Honors degree in Islamic Banking/Finance, economics, or a related field.
• Proficiency in financial modeling, with strong quantitative and analytical skills.
• Knowledge of financial markets, investment strategies, and risk management.
• Exceptional written and verbal communication abilities.
• Attention to detail and the capacity to work independently or collaboratively.
• Familiarity with financial software and data analysis tools.
• Demonstrated ethical standards and dedication to compliance.

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