Pride Microfinance Jobs – 20 No Experience Credit Officers

Job Summary: 

Pride Microfinance Jobs: The Credit Officer – Agricultural Lending will mainly mobilize, recruit and train clients through registration and disburse loans to enhance growth in the loan  portfolio.

Key Duties and Responsibilities: 

Achieve and maintain the set monthly targets.

• Mobilise,  Recruit  and  train  clients  on  Pride  policies  and procedures
• Ensure  timely  disbursements  to  qualifying  clients  as  per  Pride  policies
• Mobilize  savings  deposits.
• Cross-sell  other  Pride  products.
• Ensure  compliance with CRB  policies
• Ensure  timely  loan  repayments  and  other  compulsory  like  LIF, penalties  etc  where  applicable

Comply with all  approved  Pride  policies  and  procedures

Compile reports on the ongoing loan disbursement.

• Ensure  proper  loan  documentation
• Update  client  loan  files.
• Prepare periodical reports for submission to the Credit  Supervisor.
• Recommend to the supervisor any changes to improve service to clients.

Filing loan documentation.

• Timely Filing of all relevant information as per Pride’s policies and procedures.
• Verify completeness of loan application file.
• Timely  Submission  files  to  the  Credit  Supervisor  for  verification  and  approval

MINIMUM  ACADEMIC  QUALIFICATIONS  FOR  JOB  POSITIONS:
•  Diploma  or  Bachelor’s  Degree  in  Commerce,  Economics,  Microfinance,  Development  Economics,  and  Development  Studies,  Business  Studies,  Accounting  and  Finance,  Marketing,  International  Business,    Financial  Services,  Business  Computing,  Business  Statistics,  Entrepreneurship  &  Small  Business  Management,  Social  Sciences,  SWASA,  Education,  Procurement  &  Chain  Supply  Management,  Procurement  &  Logistics  Management,  Human  Resource  Management, Industrial  &  Organization  Psychology,  Project  Planning  and  Management,  Entrepreneurship  and  Project  Planning,  Public  Administration  and  Management,  Sales  and  Marketing  Management,  B.  Agriculture  &  Rural  Innovations,  Agricultural  Engineering,  Agricultural  Extension,  Engineering,  or  in  any  other  relevant  /  related  field.
•  2  Principal  passes  at  A’Level  +
•  Credits  &/  passes  in  Maths  and  English  at  O’level

PERSON  SPECIFICATIONS  FOR  JOB  POSITIONS:
•  The candidate must be able and willing to ride a  motorcycle, should possess a valid riding permit and/or process one within a period not exceeding three months of probation.
•  Should be willing to work in any part of the country.
•  Should be ready to challenge themselves to continuously deliver exceptional performance.
•  Should be computer literate, highly motivated, innovative and a  self-starter.
•  Should have excellent presentation, interpersonal and communication skills.
•  Should possess leadership skills.
•  Should be honest, trustworthy and have a high degree of integrity.
•  Should be fluent in commonly used local languages.
•  Should not be more than  35 years of age.

DESIRED  COMPETENCIES  /  SKILLS.  
Ideals candidates for the jobs above should have the following competencies;
•  Emotional  intelligence,  Oral  Communication
•  Written communication, Report writing.
•  Interpersonal  skills,  Business  acumen
•  Customer  awareness,  Cross-selling
•  Computer  knowledge

DESIRED  BEHAVIORS  FOR  ALL  JOBS  ABOVE  INCLUDE,
•  Confidentiality,  Self-drive,
•  Self-confidence,  Integrity,  pro-activeness,
•  Compliance  to  policies,  Discipline,
•  Diligence and Efficiency.